📊 Quick Overview
Interest Rate9.50% – 15.00% p.a.
Loan AmountUp to ₹5 Crore
TenureUp to 15 Years
Processing Fee0.50% – 1.5%
Processing Time48–72 Hours
Approval Rate98%
📖 About Land / Project Loan
FinCred Solutions provides specialized financing for land purchase and real estate project development. Whether you're buying a residential plot, agricultural land, or funding a development project – we have the right lender for your needs.
9.50%
Starting Rate
Up to ₹5 Crore
Loan Amount
Up to 15 Years
Max Tenure
✅ Eligibility Criteria
Individual or firm buying registered land
Clear land title with no disputes
Age: 25–65 years
Stable income or business
Land within municipal limits (for most banks)
CIBIL Score: 650+
📄 Required Documents
- 7/12 extract (Saat Baara Utara)
- Sale agreement / Registered deed
- NOC from local authority
- Income proof (ITR/salary slips)
- Bank statements (12 months)
- Identity & address proof
- Property survey report
🌟 Benefits of Land / Project Loan
- Finance for both residential & commercial plots
- Flexible tenure options
- Top-up facility for construction
- Balance transfer available
- Expert legal guidance included
- Transparent fee structure
🔄 Step-by-Step Process
1
Land Verification
Legal and technical verification of land title and documents.
2
Valuation
Bank-empanelled valuer assesses land value.
3
Loan Eligibility
Eligibility determined based on income and land value (LTV).
4
Submission
Application submitted to lender with land documents.
5
Legal Check
Bank conducts thorough legal due diligence.
6
Disbursement
Loan disbursed to seller after registration.