Privacy Policy

1. Introduction

At FinCred Solutions ("we", "our", or "us"), we value your trust and are committed to safeguarding your personal and financial information. This Privacy Policy outlines how we collect, use, disclose, and protect the data you provide when accessing our website and utilizing our financial advisory and loan facilitation services.

2. Information We Collect

To assist you with loan comparison, eligibility checks, and application processing, we may collect the following information:

• Personal Identification Information: Full name, date of birth, gender, marital status, and government identifiers (PAN card, Aadhaar number, Passport).
• Contact Details: Phone number, email address, residential address, and office location.
• Financial & Professional Details: Employment type, employer name, monthly/annual income, bank statements, ITR records, salary slips, and existing loan liabilities.
• Credit Information: Credit score (CIBIL/Experian), credit history, and repayment track records obtained with your explicit consent.
• Property / Collateral Details: Valuation reports, property registration documents, blueprints, and NOCs for secured loan applications.

3. How We Use Your Information

The information collected is used solely for legitimate business purposes, including:

• Evaluating loan eligibility across multiple partner banks and NBFCs.
• Facilitating the submission of loan documentation to financial institutions on your behalf.
• Communicating loan sanction terms, approval statuses, and required documentation updates.
• Providing customized financial advice, credit improvement solutions, and balance transfer guidance.
• Complying with applicable legal, regulatory, and KYC compliance standards.

4. Information Sharing & Disclosure

FinCred Solutions does not sell, rent, or lease your personal data to third parties. We share your information exclusively with RBI-approved partner banks, NBFCs, and credit bureaus directly involved in sanctioning and servicing your loan request. All partner entities adhere to strict confidentiality and statutory data security protocols.

5. Data Security Measures

We implement rigorous technical, operational, and organizational security controls to guard your confidential records against unauthorized access, disclosure, or misuse. Documents are transmitted via encrypted protocols and stored in restricted environments with role-based access.

6. Your Rights

You have the right to request access to the personal data we hold about you, request corrections to inaccurate information, or withdraw consent for ongoing loan processing by reaching out to our compliance desk.

7. Contact Information

If you have questions or concerns regarding this Privacy Policy, please contact us:

FinCred Solutions
B P Road, Goddev Naka, Bhayandar (East), Thane – 401105, Maharashtra
Phone: +91 8087654336 | Email: contact@fincredsolutions.com