📊 Quick Overview
Interest Rate10.00% – 24.00% p.a.
Loan AmountUp to ₹10 Crore
TenureUp to 7 Years
Processing Fee1% – 3%
Processing Time48–72 Hours
Approval Rate98%
📖 About Business Loan
FinCred Solutions provides customized business loan solutions for SMEs, MSMEs, startups, and established businesses. Get working capital, machinery loans, trade finance, and more with minimal collateral and fast approvals.
10.00%
Starting Rate
Up to ₹10 Crore
Loan Amount
Up to 7 Years
Max Tenure
✅ Eligibility Criteria
Business operating for 2+ years
Annual turnover: ₹10 Lakhs+
GST registered (preferred)
Positive bank balance
Good credit history
ITR for 2 years filed
📄 Required Documents
- PAN Card (Business & Personal)
- GST Registration Certificate
- ITR last 2 years with financials
- Bank statements (12 months)
- Business proof (registration)
- KYC documents of proprietor/partners
- Office address proof
🌟 Benefits of Business Loan
- Unsecured loans up to ₹50 Lakhs
- Quick disbursal in 48 hours
- Flexible repayment options
- Collateral-free options available
- Overdraft & CC facility
- No end-use restrictions
🔄 Step-by-Step Process
1
Business Assessment
Our experts assess your business profile and financials.
2
Loan Structuring
We recommend the best loan product – term loan, OD, or CC.
3
Document Submission
Application submitted to pre-matched lenders.
4
Underwriting
Lender reviews business performance and creditworthiness.
5
Sanction & Agreement
Loan agreement signed with terms finalized.
6
Credit to Account
Loan amount disbursed to business account.