Builder Loan
Construction Finance for Real Estate Developers
📊 Quick Overview
Interest Rate11.00% – 18.00% p.a.
Loan Amount₹50L – ₹50 Crore
Tenure2 – 10 Years
Processing Fee1% – 2%
Disbursal TypeProject-Linked
Approval Rate98%
📖 About Builder Loan
FinCred Solutions offers specialized builder/developer loans for real estate construction projects. We help builders, developers, and housing societies secure construction finance, project loans, and land acquisition funding from leading HFCs and banks.
11.00%
Starting Rate
₹50L – ₹50 Cr
Loan Amount
Up to 10 Years
Max Tenure
✅ Eligibility Criteria
Registered real estate developer/builder
Project approvals from RERA / local authority
Clear title of construction land
Minimum project experience: 2 projects
Strong financials and balance sheet
No pending litigation on land/project
📄 Required Documents
- RERA registration certificate
- Building plan approval (BMC/municipality)
- Environmental clearance (if applicable)
- Land title documents
- Project DPR (Detailed Project Report)
- Builder's company financials (3 years)
- List of bookings / sales
🌟 Benefits of Builder Loan
- Large loan amounts for major projects
- Project-linked disbursal structure
- Linkage to RERA-registered projects
- Construction monitoring assistance
- End-to-end documentation support
- Access to multiple HFCs and banks
🔄 Step-by-Step Process
1
Project Evaluation
Our team evaluates your project feasibility and financial viability.
2
DPR Preparation
We assist in preparing a detailed project report for lenders.
3
Lender Matching
Match project with right HFC or bank from our builder loan network.
4
Due Diligence
Legal, technical, and financial due diligence by lender.
5
Loan Sanction
Loan sanctioned with project-linked disbursement schedule.
6
Construction Monitoring
Periodic inspections ensure funds are released as per progress.